Dental Insurance

We’re an independent dental practice, which means we’re out-of-network with every insurance company. That’s a deliberate choice, and it’s one that works in your favor. Here’s exactly what it means for you.

What “out-of-network” means for you

If you have PPO dental insurance, you can absolutely use it here. We file your claims for you, accept assignment of benefits, and work to get you the most your plan allows, the same way an in-network office would. The one difference is that your plan may reimburse at its out-of-network rate, so your share can be slightly different than at a network office. We check your benefits for free and give you a clear cost estimate before any treatment, so there are never surprises.

Why we stay independent

When a dentist joins an insurance network, they agree to that company’s fees and rules. In practice that often means less time per patient, cheaper materials, and treatment decisions shaped by a fee schedule instead of your health. We didn’t want any of that sitting between us and you. As an independent office, we answer to you: we use premium materials, take the time to do it right with a full 60-minute exam, and recommend care based on what’s actually best for you.

We make insurance easy

• A complimentary benefits check before you start
• We file your claims and accept assignment of benefits
• We work to maximize what your plan pays
• Please note: we do not participate with Medicaid or HMO plans

No insurance? You still have great options

The VIP Plan. For one yearly membership, your routine cleanings, exams, and X-rays are covered, and you save 20% on any other treatment. It’s a simple way to make great care affordable without insurance. See the VIP Plan.

Flexible financing. We offer 0% options through Cherry, Sunbit, and CareCredit, plus in-house payment plans, so you can spread out the cost of care.

Have questions about your coverage? Call or text us at (252) 478-3422 and we’ll walk you through it.